Here are just a few reasons why so many individuals recognize the benefit of homeownership if you're considering purchasing a home this year.

Your housing payment, which is probably your largest monthly cost, can be fixed for the loan's term, which is typically 15 to 30 years, when you purchase a home with a fixed-rate mortgage.

This provides you a stable monthly housing expenditure that might be advantageous in the short term, but you'll also build equity over time as your home's value increases and you keep up with your mortgage payments.

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